// Download a free copy   // Skuld members can get a paper copy for free, order the publication here   // Non-members can get a paper copy for £10 from Witherby Seamanship International Ltd.

CONTENTS
2 / An introduction to marine insurance
12 / How mutual P&I insurance actually works
14 / Investment income of a P&I club
16 / Underwriting (Evaluating the risk)
18 / Statistical loss records
20 / Liability for damage to cargo, Skuld Rule Five
27 / Extraordinary handling costs
28 / Death and personal injury
31 / Passenger claims
32 / Stowaways, refugees and persons saved at sea
36 / Pollution
40 / Wreck removal and obstruction
41 / General average contributions – cargo
43 / Fines
44 / Summary of main risks covered by Skuld under P&I insurance cover
45 / Skuld´s product range
46 / Ancillary covers
48 / Notes
50 / Contact information